Payer PolicyActive
Emergency Room Services - (A005)
CIGNA-A005
Cigna
Effective: August 8, 2025
Updated: December 6, 2025
created · Dec 2, 2025
Policy Summary
Emergency room services for emergency medical conditions — including physical/mental evaluation and stabilization — are covered (including non‑participating providers billed at in‑network cost‑share) and do not require prior authorization or referral. Coverage is subject to the applicable benefit plan terms, state regulations, and case-specific facts, and the listed emergent conditions are examples, not exhaustive.
Coverage Criteria Preview
Key requirements from the full policy
"Emergency room services provided for treatment of an emergency medical condition."
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