Umbilical Cord Blood Harvesting and Storage for Future Use – Commercial and Individual Exchange Medical Policyopen_in_new

UnitedHealthcare deems prophylactic/private umbilical cord blood collection and storage for currently healthy newborns seeking unspecified future autologous or allogeneic use unproven and not medically necessary (excluded). Directed/family banking is only considered when there is a known family member (e.g., a full sibling) with a condition likely to benefit from cord blood transplantation—coverage is subject to the member-specific benefit plan and appropriate documentation of the affected family member’s diagnosis, while public banking is encouraged and FDA/licensing requirements apply.

"No covered prophylactic indication specified. "Due to insufficient evidence of efficacy, prophylactic collection and storage of umbilical cord blood is unproven and not medically necessary for an i..."

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